Lender directory
Australian Business Lenders Directory
Every non-bank, fintech, private and specialist business lender in Australia, profiled in plain English: what they fund, who they suit and what to do if they say no.
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- Accrutus Capital Non-bank lender · Brisbane, Queensland Non-bank working capital, invoice and trade finance, equipment and bridging facilities from $50k to $5m. Unsecured loansInvoice financeTrade financeEquipment finance
- Allied Credit Asset & equipment finance · Macquarie Park, NSW Private finance company providing branded commercial and wholesale floorplan finance through vehicle and equipment brands. Asset financeEquipment finance
- Angle Finance Asset & equipment finance · Sydney Asset and equipment finance specialist for SMEs. Equipment financeAsset finance
- Aquamore Private lender · Sydney Private lender for short-term commercial and residential property-backed loans. First mortgageSecond mortgageBridging financeDevelopment finance
- Archer Wealth Private lender · Bondi Junction, New South Wales Property-backed private credit: first and second mortgages, bridging, commercial and development finance. First mortgageSecond mortgageBridging financeDevelopment finance
- Assetline Asset & equipment finance · Melbourne Lender offering short-term property-backed and asset finance. Asset financeSecond mortgageCaveat loansSecured loans
- Assurity Capital Private lender Private lender focused on property-backed loans. First mortgageSecond mortgageBridging finance
- Attvest Non-bank lender · Brisbane Broker-channel premium funding, plus a cash-flow-repaid merchant cash advance called BiiGGA. Merchant cash advanceUnsecured loans
- Aurelius Private Private lender Private lender for short-term property-backed loans. First mortgageSecond mortgageCaveat loans
- Azora Finance Asset & equipment finance Asset finance for businesses. Equipment financeAsset finance
- Balmain Corporate Non-bank lender · Sydney Commercial mortgage lender and fund manager. Commercial propertyFirst mortgageBridging finance
- Banjo Loans Online lender · Melbourne Lender focused on established small businesses, with term loans and equipment finance. Unsecured loansSecured loansEquipment finance
- Bigstone Asset & equipment finance · Sydney Equipment loans, rentals and finance leases from $10k to $2m for established businesses buying new or used equipment. Equipment financeAsset finance
- Bizcap Online lender · Melbourne Alternative lender known for fast, flexible unsecured funding for SMEs. Unsecured loansMerchant cash advanceLine of credit
- Bluestone Non-bank lender · Sydney Specialist non-bank lender for borrowers outside standard bank policy. Commercial propertySecured loans
- Branded Financial Services Asset & equipment finance Commercial asset finance. Equipment financeAsset finance
- Business Fuel Online lender Unsecured small business loans and working capital funding. Unsecured loansLine of credit
- Butn Online lender · Melbourne Fintech offering payment and working capital products for businesses. Invoice financeUnsecured loans
- Capify Online lender · Sydney Provides unsecured business loans and merchant cash advances to small businesses. Unsecured loansMerchant cash advance
- Capital Bridging Finance Private lender · Melbourne Short-term property-secured lender covering commercial, development and cash flow funding from $50k to $5m. Bridging financeSecured loansDevelopment finance
- Cat Financial Manufacturer finance Finance for Caterpillar machinery. Equipment finance
- Caveat Loans Capital Private lender Caveat loan provider for short-term business funding. Caveat loans
- Clean Energy Finance Corporation Government-backed · Sydney Government green bank, often working through other lenders. Equipment financeSecured loans
- CNH Industrial Capital Manufacturer finance Finance for Case IH and New Holland equipment. Equipment finance
- Daimler Truck Financial Services Manufacturer finance Truck and bus finance. Asset finance
- Dynamoney Asset & equipment finance · Melbourne Commercial asset finance lender. Equipment financeAsset finance
- Earlypay Invoice & trade finance · Sydney ASX-listed provider of invoice finance, equipment finance and trade finance. Invoice financeEquipment financeTrade finance
- Elantis Non-bank lender · Australia and New Zealand Insurance premium funding arranged through brokers, spreading business insurance costs into monthly payments. Unsecured loans
- Elect Capital Online lender Unsecured business loans for established SMEs. Unsecured loansLine of credit
- Equity Lenders Private lender Private lending, mortgage loans and caveat finance. Caveat loansFirst mortgageSecond mortgage
- Equity-One Private lender · Sydney Mortgage fund offering short-term commercial property-backed loans. First mortgageSecond mortgageBridging finance
- EquityTap Private lender · Sydney Private lender for property-secured business loans: first and second mortgages, caveat loans, bridging and urgent settlement finance. First mortgageSecond mortgageCaveat loansBridging finance
- Esteb Capital Private lender Private lender offering property-secured loans. First mortgageSecond mortgageBridging finance
- Export Finance Australia Government-backed · Sydney Government export credit agency helping exporters when private finance isn't available. Trade financeSecured loans
- Fifo Capital Invoice & trade finance · Brisbane Network offering invoice finance, trade finance and business loans. Invoice financeTrade financeUnsecured loans
- Finance One Asset & equipment finance Vehicle and asset finance. Asset finance
- FinanZor Invoice & trade finance · Sydney Invoice-backed working capital facilities from $250k to $5m for established business-to-business companies. Invoice financeLine of credit
- Firstmac Non-bank lender · Brisbane Non-bank lender offering home, commercial and asset finance. Commercial propertyAsset finance
- FleetPartners Asset & equipment finance Fleet leasing and management. Asset finance
- Flexicommercial Asset & equipment finance · Melbourne Commercial finance arm of the Humm group, funding equipment and assets. Equipment financeAsset finance
- Funding Non-bank lender Lending platform offering short-term property-secured loans. First mortgageSecond mortgageBridging financeCaveat loans
- Fundsquire Online lender · Sydney Specialises in advances against research and development tax incentive refunds and other working capital. Unsecured loans
- FundTap Invoice & trade finance On-demand invoice finance for selected invoices. Invoice finance
- Goodland Capital Private lender · Australia Short-term private lender for business and investment purposes, secured by first or second mortgages over property. Second mortgageFirst mortgageBridging financeDevelopment finance
- Grenke Asset & equipment finance Equipment leasing for small businesses. Equipment finance
- Group and General Finance Asset & equipment finance Asset and equipment finance. Asset financeEquipment finance
- Grow Finance Online lender · Sydney Specialist in equipment and asset finance for small and medium businesses. Equipment financeAsset financeUnsecured loans
- HomeSec Business Finance Private lender · Melbourne Private business lender since 2004, funding its own property-secured loans: caveat loans, first and second mortgages, bridging and ATO debt funding. Caveat loansSecond mortgageFirst mortgageBridging finance
- IBN Private Private lender Private property-backed lender. First mortgageSecond mortgageBridging finance
- in2capital Online lender · North Sydney, New South Wales Online business term loans and an evergreen line of credit for GST-registered small businesses. Unsecured loansLine of credit
- Interim Finance Non-bank lender · Sydney Broker-distributed non-bank lender of first and second mortgages, including business purpose loans. First mortgageSecond mortgageBridging finance
- Invoice Money Invoice & trade finance Invoice finance for small and medium businesses. Invoice finance
- Iron Capital Online lender Asset and equipment finance for businesses. Equipment financeAsset finance
- Isuzu UTE Finance Manufacturer finance · Australia Dealer-arranged chattel mortgage and vehicle finance for Isuzu UTE buyers. Asset financeSecured loans
- John Deere Financial Manufacturer finance Finance for John Deere agricultural and construction equipment. Equipment finance
- Komatsu Finance Manufacturer finance · Australia and New Zealand Heavy equipment, mining equipment and forklift finance for Komatsu customers. Equipment financeAsset finance
- Kubota Australia Finance Manufacturer finance · Australia Secured finance for Kubota machinery and implements bought through participating dealers. Asset financeSecured loans
- La Trobe Financial Non-bank lender · Melbourne Large non-bank lender with commercial property and specialist lending. Commercial propertySecured loansFirst mortgageBridging finance
- Liberty Financial Non-bank lender · Melbourne Diversified non-bank lender known for flexible, case-by-case assessment. Secured loansUnsecured loansCommercial propertyEquipment finance
- Liquid Capital Private lender · Sydney, New South Wales Private first and second mortgages from $350k with no monthly repayments, secured by property. First mortgageSecond mortgageBridging finance
- Lumi Online lender · Sydney Online business lender offering unsecured loans and lines of credit. Unsecured loansLine of credit
- Mango Credit Private lender · Sydney Private lender since 2001 funding short-term loans secured by Australian real estate. Caveat loansFirst mortgageSecond mortgageBridging finance
- Max Funding Online lender Short-term unsecured business funding for small businesses. Unsecured loansLine of credit
- MaxCap Group Private lender · Melbourne Commercial real estate investment and lending manager. Development financeFirst mortgageCommercial property
- Maxiron Capital Private lender · Sydney Commercial funding arm of Maxiron Group, writing first and second mortgage loans of $250k and up. First mortgageSecond mortgageSecured loansCommercial property
- Merricks Capital Private lender · Melbourne Private credit manager lending against real estate and other assets. Commercial propertyDevelopment financeSecured loans
- Metrics Credit Partners Private lender · Sydney Non-bank corporate and real estate lender. Development financeCommercial propertySecured loans
- Metro Finance Asset & equipment finance · Sydney Asset finance lender for vehicles, equipment and machinery. Equipment financeAsset finance
- Moneytech Invoice & trade finance · Sydney Working capital, trade finance and equipment finance provider. Trade financeInvoice financeEquipment finance
- Mortgage House Commercial Non-bank lender · Sydney Non-bank lender offering commercial property loans. Commercial propertyFirst mortgage
- Moula Online lender · Melbourne Online lender offering unsecured business loans and lines of credit to established small businesses. Unsecured loansLine of credit
- Msquared Capital Private lender · Sydney Real estate private credit manager. Development financeFirst mortgage
- Octet Invoice & trade finance · Sydney Working capital platform for trade and supply chain finance. Trade financeInvoice finance
- OnDeck Australia Online lender · Sydney Online small business lender offering short-term loans and lines of credit. Unsecured loansLine of credit
- ORIX Australia Asset & equipment finance · Sydney Fleet, vehicle and equipment leasing. Equipment financeAsset finance
- PACCAR Financial Manufacturer finance · Bayswater North, Victoria Chattel mortgage and hire purchase for Kenworth and DAF trucks and trailers. Asset financeSecured loans
- Pacific 8 Private lender · Sydney Private lender writing first and second registered mortgages and bridging loans for business purposes, from $300k to $25m over 3 months to 3 years. First mortgageSecond mortgageBridging financeSecured loans
- Pallas Capital Private lender · Sydney Private credit manager lending on real estate. Development financeFirst mortgageBridging finance
- PayPal Business Loans Online lender Working capital for PayPal business account holders, repaid from sales. Unsecured loans
- Payton Capital Private lender · Sydney Private credit manager lending against commercial and residential property. First mortgageBridging financeDevelopment finance
- Pelorus Capital Invoice & trade finance · North Sydney, New South Wales Trade finance for Australian importers, wholesalers and manufacturers buying stock from overseas suppliers. Trade finance
- Pepper Money Non-bank lender · Sydney Non-bank lender with commercial, asset and specialist home lending. Commercial propertyAsset financeEquipment financeSecured loans
- Private Mortgages Australia Private lender Private mortgage lender for short-term property-secured loans. First mortgageSecond mortgageCaveat loans
- Property Based Lending Private lender Private lender offering property-secured loans. First mortgageSecond mortgageCaveat loans
- Prospa Online lender · Sydney One of Australia's best-known online small business lenders, offering term loans and a line of credit. Unsecured loansLine of creditSecured loans
- Qualitas Private lender · Melbourne Real estate investment manager and private credit lender. Development financeCommercial property
- RedZed Non-bank lender · Melbourne Specialist lender for self-employed borrowers, including commercial property. Commercial propertySecured loansFirst mortgage
- Regional Investment Corporation Government-backed · Orange Government lender offering concessional farm business loans. Secured loans
- Resimac Non-bank lender · Sydney Non-bank lender with home, commercial and asset finance. Commercial propertyAsset financeSecured loans
- ScotPac Invoice & trade finance · Sydney Australia's largest non-bank SME lender by many measures, known for invoice and trade finance. Invoice financeTrade financeUnsecured loansLine of credit
- Secured Lending Private lender Private lender offering caveat and mortgage-backed business loans. Caveat loansFirst mortgageSecond mortgage
- Selfco Asset & equipment finance · Brisbane Equipment finance for small businesses. Equipment finance
- SG Fleet Asset & equipment finance Fleet management and leasing. Asset finance
- Shift Online lender · Sydney Provides lines of credit, trade finance and term loans to Australian businesses. Line of creditTrade financeUnsecured loansInvoice finance
- Shopify Capital Online lender · Online (Australia) Funding offered to eligible Shopify merchants, repaid as a fixed percentage of daily store sales. Merchant cash advanceUnsecured loans
- Skyecap Online lender · Australia Online private lender offering fast business loans from $5k to $250k to small and medium businesses with at least a year of trading. Unsecured loans
- Square Loans Online lender Invitation-only loans for businesses taking card payments through Square, repaid as a share of daily card sales. Merchant cash advanceUnsecured loansSecured loans
- Stripe Capital Online lender · Online (Australia) Financing offers for select businesses taking payments through Stripe, repaid from a share of daily sales. Merchant cash advanceUnsecured loans
- Thincats Australia Online lender · Sydney Lender to established SMEs, often for growth, acquisitions and refinancing. Secured loansUnsecured loans
- Thinktank Non-bank lender · Sydney Non-bank specialist in small-balance commercial property loans. Commercial propertyFirst mortgageSecured loans
- Trilogy Funds Private lender · Brisbane Fund manager offering property development and construction loans. Development financeFirst mortgage
- TruePillars Online lender · Melbourne Marketplace lender funding small business loans and equipment finance. Unsecured loansEquipment financeSecured loans
- Tyro Business Loans Online lender · Sydney Funding for Tyro merchants, repaid as a share of card takings. Unsecured loansMerchant cash advance
- Ventra Capital Private lender Private property-backed lending. First mortgageSecond mortgageBridging finance
- Vestone Capital Asset & equipment finance · Melbourne Technology and equipment leasing. Equipment finance
- Volvo Financial Services Manufacturer finance Finance for Volvo trucks and equipment. Equipment financeAsset finance
- Wayflyer Online lender · Online (Sydney office) Revenue-based cash advances and fixed-instalment term loans for online and product businesses. Merchant cash advanceUnsecured loans
- Westlawn Finance Non-bank lender · Grafton Regional finance company offering business and asset finance. Asset financeEquipment financeSecured loans
- Wingate Private lender · Melbourne Private credit and investment group. Development financeCommercial propertySecured loans
- XCEDA Capital Private lender Private credit lender for property-backed loans. First mortgageBridging financeDevelopment finance
- Zagga Private lender · Sydney Private credit platform funding property-backed loans. Development financeFirst mortgageBridging finance
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